class Code {
    //密碼字典
    private $dic = array(
        0=>'0',    1=>'1', 2=>'2', 3=>'3', 4=>'4', 5=>'5', 6=>'6', 7=>'7', 8=>'8',    
        9=>'9', 10=>'A',  11=>'B', 12=>'C', 13=>'D', 14=>'E', 15=>'F',  16=>'G',  17=>'H',    
        18=>'I',19=>'J',  20=>'K', 21=>'L',  22=>'M',  23=>'N', 24=>'O', 25=>'P', 26=>'Q',    
    27=>'R',28=>'S',  29=>'T',  30=>'U', 31=>'V',  32=>'W',  33=>'X', 34=>'Y', 35=>'Z'
    );
 
 
    public function encodeID($int, $format=8) {
        $dics = $this->dic;
        $dnum = 36; //進制數(shù)
        $arr = array ();
        $loop = true;
        while ($loop) {
            $arr[] = $dics[bcmod($int, $dnum)];
            $int = bcdiv($int, $dnum, 0);
            if ($int == '0') {
                $loop = false;
            }
        }
        if (count($arr) < $format)
            $arr = array_pad($arr, $format, $dics[0]);
 
        return implode('', array_reverse($arr));
    }
 
    public function decodeID($ids) {
        $dics = $this->dic;
        $dnum = 36; //進制數(shù)
        //鍵值交換
        $dedic = array_flip($dics);
        //去零
        $id = ltrim($ids, $dics[0]);
        //反轉
        $id = strrev($id);
        $v = 0;
        for ($i = 0, $j = strlen($id); $i < $j; $i++) {
            $v = bcadd(bcmul($dedic[$id {
                $i }
            ], bcpow($dnum, $i, 0), 0), $v, 0);
        }
        return $v;
    }
 
}

$code = new Code();
$card_no = $code->encodeID(888888,5);

$card_pre = '755';
$card_vc = substr(md5($card_pre.$card_no),0,2);
$card_vc = strtoupper($card_vc);
echo $card_pre.$card_no.$card_vc;